Penn Mutual offers a guaranteed 2% annual floor with the Accumulation Builder Flex IUL High Floor account - the only currently available account offering a 2% guaranteed annual floor.
Andrew Champi, director, product strategy and competitive analysis at The Penn Mutual Life Insurance Company, explains driving forces behind the company’s successful Indexed Universal Life product chassis - and while results cannot be guaranteed, Penn Mutual remains committed to a philosophy that helps ensure its IUL products remain competitive while providing industry-leading downside protection to help products provide consistent returns in all market scenarios.
